AP-1

Meet AP-1 – a UnionPay virtual card that empowers you to pay like a local in China without a local bank account, or remit money to UnionPay card holders in an instant.    
Sign up to experience all that AP-1 has to offer!

• Pay like a local in China without a local bank account
From roadside stores to taxi rides or at shopping malls, you can now make payment by scanning QR codes or generating QR codes through AP-1.

• Remit money in an instant
Send or receive money from UnionPay card holders anywhere in the world, all within 60 seconds.

• Competitive & direct FX rates from UnionPay
Take advantage of significant savings through the competitive and direct SGD-RMB currency exchange rates from UnionPay.

• Pay seamlessly in store and online
Enjoy the convenience of paying through your virtual card in store (with QR) and online, including e-commerce sites that accept UnionPay.

• World-wide acceptance
Accepted at over 52 million merchants in 61 countries

• Enjoy UnionPay rewards and promotions
Stay tuned on our LinkedIn, Facebook or Instagram pages to be updated with the latest offers that you can enjoy with AP-1.

• Ease of account top-up
It’s easy to top up your account via PayNow, bank transfer or credit card and start spending. Note: Banks may impose charges for bank transfer or credit card top-ups.

• Safe & secure
If you suspect that your personal information or card information has been compromised, you can easily lock your virtual card through the AP-1 app.

Don’t let currency be your limit. Simplify your financial transactions with AP-1 today.

Note: For non-Singapore residents who sign up with their passport, a membership sign-up fee of USD299 and an annual fee of USD36 will apply.